Lowyat.NET [Powered by Invision Power Board] (2024)

RHB Credit Cards - https://forum.lowyat.net/topic/2855886

http://www.rhb.com.my/cards/pdf/GenCCForm.pdf

http://www.rhbgroup.com/cards/benefits/rewards/pdf/rhb_rewards_2013.pdf

Terms and Conditions
- The MyKad is required for identification purpose.
- The minimum income requirement is RM24,000 per annum and above.
- Applicants must be between the ages of 21-55 years old.
- Instant Card application is valid for EPF statement account holders only.
- EPF statements are required to be printed at the RHB branch EPF machine on the day of application.
- Applications are subject to approval.
- The 10-minute issuance is applicable from point of application submission to the point of card issuance.
- The service is not applicable to RHB Platinum Business Credit Card.

RM 188 Cash Back Promo

The RM188 Cash Back Campaign starts from 8 March 2013.
Be one of the first 388 customers to receive RM188 Cash Back with a minimum spend of RM388 on a single receipt (per customer) within 45 days from date of card issued.
The Cash Back offer is limited to the first 388 customers (first-come-first-served basis) and only applicable for RHB Credit Cards approved and issued at any of the RHB Instant Card participating branches as stated herein.

Available at the following RHB branches:

- Suria KLCC Shopping Mall, Kuala Lumpur
- Paradigm Shopping Mall, Kelana Jaya
- RHB Card Centre, Jalan Tan Siew Sin, Kuala Lumpur
- City Square Shopping Mall, Johor Bahru
- Jelutong, Jalan Tan Sri Teh Ewe Lim, Penang

FAQ: http://www.rhb.com.my/Whats_New/cards/instant-card/FAQ.pdf
T&C: http://www.rhb.com.my/Whats_New/cards/instant-card/Terms.pdf

Dear valued RHB Cardmembers,

We are pleased to inform that with effective 1 July 2012, your credit card Annual Membership Fee will be automatically waived subject to the following criteria.

Infinite Card Principal Card & Supplementary Card : Minimum accumulative spend of RM100K per annum (combined spend between Principal and Supplementary Card)
Platinum Card Principal Card & Supplementary Card : Minimum accumulative spend of RM36K per annum (combined spend between Principal and Supplementary Card)
All Other Cards Principal Card : Minimum 12 times transactions per annum
All Other Cards Supplementary Card : Minimum 6 times transactions per annum

Note:

Eligibility for automatic Annual Fee Waiver depends on customer meeting the above criteria which is calculated from anniversary date and back date to past 12 months.
For Infinite & Platinum card which are based on combined spend, should the account have met the spend criteria, both Principal & Supplementary Cards will be waived.
The transactions to qualify for automatic Annual Fee Waiver are Retail Spend, Cash Advance, Recurring / Autobilling transactions, Cash Xcess / Easy Cash & CEPP Sales.

Dear Valued Cardmembers,

Please be informed that the minimum annual income requirement for RHB Platinum Credit Cards will be revised from RM60,000 to RM48,000.
Effective 10 June 2013, the minimum annual income for RHB Platinum Credit Card will be RM48,000.

RHB Credit Card Promotions

Enjoy up to 15% cash back at Starbucks
http://www.rhbgroup.com/products-and-services/whats-new/cards/starbucks

Get 30% Off Your Favorite Pizza Today At Domino’s
http://www.rhbgroup.com/products-and-services/whats-new/cards/domino

RHB launches their RHB Signature Card - http://www.rhb.com.my/cards/credit-card/cc_signature.html

- Unlimited 1% Cash Back on all online and overseas transactions
- 0.5% Cash Back on all other transactions [Max rebate RM200 per month, or RM40k spends per month]
- 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year)
- Annual fee waiver with a total minimum cards spend of RM50,000 per annum.
- RM50 Cashback for 1st swipe within 45 days.
- Part of the http://%5dhttp://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign - confirmed by Human Nature

- Annual Fee of RM600 (waiveable refer above)

- Unlimited 5% Cash Back on all online and overseas transactions (until 31 Dec 2013)

http://www.rhb.com.my/whats_new/cards/unlimited-5-percent-cash-back-with-RHB-Signature-Credit-Card/unlimited-5-percent-cash-back-with-RHB-Signature-Credit-Card-faq.pdf

http://www.rhb.com.my/cards/credit-card/pdfs/terms-signature-card.pdf

Cross posting from the General Question thread.

I intend to apply this RHB card but the form requires my consent for disclosure of information for marketing, promotional purposes to persons or third parties as the bank may deem fit, and a lot other clauses.

Just wondering if anyone of you ever tick no, and your application is still approved? I find the terms required by RHB to be more than other banks.

Cross posting from the General Question thread.

I intend to apply this RHB card but the form requires my consent for disclosure of information for marketing, promotional purposes to persons or third parties as the bank may deem fit, and a lot other clauses.

Just wondering if anyone of you ever tick no, and your application is still approved? I find the terms required by RHB to be more than other banks.

I think you can tick NO... and still get your details "sold" to marketing companies.

RHB launches their RHB Signature Card - http://www.rhb.com.my/cards/credit-card/cc_signature.html

- Unlimited 1% Cash Back on all online and overseas transactions
- 0.5% Cash Back on all other transactions [Max rebate RM200 per month, or RM40k spends per month]
- 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year)
- Annual fee waiver with a total minimum cards spend of RM50,000 per annum.
- RM50 Cashback for 1st swipe within 45 days.
- Part of the http://%5dhttp://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign - confirmed by Human Nature

- Annual Fee of RM600 (waiveable refer above)

- Unlimited 5% Cash Back on all online and overseas transactions (until 31 Dec 2013)

I like the unlimited 5% cashback for online and overseas transaction.

However i cant find it anywhere on their website?

Please assist to provide the link? Thanks!

I like the unlimited 5% cashback for online and overseas transaction.

However i cant find it anywhere on their website?

Please assist to provide the link? Thanks!

hello ronnie,

"unlimited 5% cashback on online transaction" also means i can use it for utilities payment such as maxis, tnb, astro, dbkl etc etc?

cheers ...

There's no link about the unlimited 5% cash-back (ends 31 Dec 2013) for online and overseas transactions.

hello ronnie,

"unlimited 5% cashback on online transaction" also means i can use it for utilities payment such as maxis, tnb, astro, dbkl etc etc?

cheers ...

May I know from where do you get this info? Need to save it for future reference. Unlimited 5% is like

Check the image I posted a few post above

Just applied for the RHB Signature Card at RHB Midvalley...
Requested urgent application by early July 2013.... Let's see if that will quicken the process

p.s. forgot to ask for free gift

Just applied for the RHB Signature Card at RHB Midvalley...
Requested urgent application by early July 2013.... Let's see if that will quicken the process

p.s. forgot to ask for free gift

ronnie you have so many cc already.
anyway u think they will waive off the annual fee if we do not meet the 50k requirement spending?

I'll cancel the card by June/July 2014 .... simple !!!
Also because the 5% unlimited offer ends in 31 Dec 2013.... Maybe cancel early 2014 unless there's extension to their promo.

Same

I am sending my application through email today too

Just applied for the RHB Signature Card at RHB Midvalley...
Requested urgent application by early July 2013.... Let's see if that will quicken the process

p.s. forgot to ask for free gift

Which email you send to ?

The CS who replied me said RHB Signature Card not entitled to RM150 Cash Back

i think when you unleash all your credit cards from level 88 klcc, it will reach the ground floor

impress with how you manage all your credit cards ...

For RHB, one principal card can have how many supp cards?

You Can Apply Up to 5 Supp. Cards (Extended to Your Spouse, Children & Immediate Family Member, Who are 18 Years & Above)
It's State in the Letter of RHB Card Welcome Pack, Which is Sent Together with the NEW Card...

alright, thank you! i guess the supp application form will be there as well

now just waiting to december to come and cancel my RHB travel money cc....
being cheated on 5% cash back...well, my first ever cc...no experience at all...

Can elaborate on what happen? which 5% cashback and why being cheated?

customer.service@rhbgroup.com

Apparently card application cannot be sent through this channel. Was advised to submit to the nearest branch.

- Unlimited 1% Cash Back on all online and overseas transactions
- 0.5% Cash Back on all other transactions [Max rebate RM200 per month, or RM40k spends per month]
- RM50 Cashback for 1st swipe within 45 days.

3. Subject to the terms stated herein, the Cardmembers shall be eligible for Cash Back rewards pursuant to the following terms and conditions:-
3.1 One per centum (1%) Cash Back is awarded to the Cardmembers as an Award for the following:
3.1.1 For Overseas purchases.
3.1.2 For Online shopping or e-Commerce purchases.

3.2 Half per centum (0.5%) Cash Back is awarded to Cardmembers as an Award for any purchases (other than Overseas and e-Commerce purchases).

3.3 Subject to Clause 3.2, both Principal and Supplementary Cardmember’s Cash Back will be accumulated to a maximum limit of fifty Ringgit Malaysia (RM50) for each Principal Card account for each month.

SUBJECT to these Terms and Conditions, the Applicant whose application is successfully approved by RHB on or before 17 August 2013 will receive a RM150 Cash Back upon first swipe of minimum RM100 within 45 days from card opened date (“Cash Back”) provided that the completed physical application form is submitted, together with such clear and readable supporting documents as may be requested by RHB at its absolute discretion.

I don't understand one thing. I inquire further on the T&C for the 5% cash back, and I was informed that after 31 Dec 2013, the percentage will be back to the one that stated in the terms and condition:

http://www.rhb.com.my/cards/credit-card/pdfs/terms-signature-card.pdf

And I found these clause:
But as pointed at post #2 and from website, for other transactions catogery, Cash Back is capped at RM200 per month, per customer (excludes Petrol, Government, Cash Advance & Charity transactions). So one contradiction there.
Also, may I know where do you get the info about 'RM50 Cashback for 1st swipe within 45 days' from? It would be strange to have them giving us double cashback promo?

From the RM150 campaign T&C, clause 6:

Alright, let's hope both of us can get the RM50 + RM150

From RHB RM150 cash rebate FAQ

I think you can only get one of it according to this FAQ/T&C (RM150 or RM50) and remember to put promo code when you apply for the cash back RM150??? (not mentioned in the original T&C, not confirmed with bank yet)

[attachmentid=3505114]

Another good card now this RHB signature. Unlimited 5% is alot if we pay insurance online!

Can even pay early if premium 10k can get RM500.

But the RM150 promotion list did not show the siganature card. So
?no RM150 CB.

If really can get 5% CB for insurance payment eg using UOB payonline to charge into the RHB card then ,
then i must also apply this card.

Another good card now this RHB signature. Unlimited 5% is alot if we pay insurance online!

Can even pay early if premium 10k can get RM500.

But the RM150 promotion list did not show the siganature card. So
?no RM150 CB.

If really can get 5% CB for insurance payment eg using UOB payonline to charge into the RHB card then ,
then i must also apply this card.

Finally my RHB Signature Card is approved... about 1 week from submission date. Now waiting for the card to arrive.

Nice. I called today to check on my Thursday's submission and it is already in the processing stage.

Dear Mr. Ronnie

Thank you for your email.

Further to you concern, please be advised that RHB Signature Credit Card (new to bank) is eligible for the RM150 cash back campaign.

We hope the above clarified.

Another good card now this RHB signature. Unlimited 5% is alot if we pay insurance online!

Can even pay early if premium 10k can get RM500.

But the RM150 promotion list did not show the siganature card. So
?no RM150 CB.

If really can get 5% CB for insurance payment eg using UOB payonline to charge into the RHB card then ,
then i must also apply this card.

I thought is unlimited 1%?

The 150 cash back applicable for existing rhb card holder?

I thought is unlimited 1%?

Question is what online transaction is accepted for that unlimited 5% CB!

Important thing is RHB gives online bill payments unlimited 5% or better still all online payments including insurance.

Please let us know if any online transactions get 5%.

What are the documents you guys submitted.

I was told 3 months salary slip, front/back IC and EPF statement from RHB EPF kiosk. Still waiting for that EPF kiosk to work. Lousy machine here usually offline , "temporary out"........

Question is what online transaction is accepted for that unlimited 5% CB!

Important thing is RHB gives online bill payments unlimited 5% or better still all online payments including insurance.

Please let us know if any online transactions get 5%.

What are the documents you guys submitted.

I was told 3 months salary slip, front/back IC and EPF statement from RHB EPF kiosk. Still waiting for that EPF kiosk to work. Lousy machine here usually offline , "temporary out"........

Question is what online transaction is accepted for that unlimited 5% CB!

Important thing is RHB gives online bill payments unlimited 5% or better still all online payments including insurance.

Please let us know if any online transactions get 5%.

What are the documents you guys submitted.

I was told 3 months salary slip, front/back IC and EPF statement from RHB EPF kiosk. Still waiting for that EPF kiosk to work. Lousy machine here usually offline , "temporary out"........

i submitted the EPF statements 2012/13 , IC and added pay slips. Hope to get the card soon to enjoythe unlimited 5% ALL ONLINE transactions.

Pay anything you can pay online using the RHB Card you get 5% - that's very generous of RHB, unlimited. Pay insurance RM10000 get RM500 !!

The only fluke is how do RHB determine it's an online transaction ?

The bank should be able to check i think. Hong Leong's Mach also has a catogery for online purchase.

Add: you were notified by SMS? Has the card been delivered to you, normal post or courier?

I called RHB Signature 03-92061111 line
They told me my card is approved YESTERDAY

Ask them to expedite the delivery by this Friday.

It would be send via courier and card activation is required

What is the benefit of rhb signature? Applied tru direct sales and told that I will be getting platinum only. Got my card yesterday and turn out to be signature pulak..also I'm surprise that I can even qualify for this card. Weird rhb

What is the benefit of rhb signature? Applied tru direct sales and told that I will be getting platinum only. Got my card yesterday and turn out to be signature pulak..also I'm surprise that I can even qualify for this card. Weird rhb

You are the first to report the RHB Signature Card in your hand.... does it have matte or glossy finishing ?

Nice, how long it takes from the card application date to the delivery?

The features of RHB signature can be found at post #3

What is the benefit of rhb signature? Applied tru direct sales and told that I will be getting platinum only. Got my card yesterday and turn out to be signature pulak..also I'm surprise that I can even qualify for this card. Weird rhb

VS is now so common? easily issue out lately?

When i applied my Citi & CIMB VS, requirement was so strict.

Is time to move out from VS, i guess

citi vs requirement is 60k pa. The lowest requirement for vs card in Malaysia market. Not that strict I suppose? Gotten the rhb requirement info from their website already..its 80k pa..i thought it needed 100k pa when I got my card yesterday.

Yesterday evening, I received the SMS from RHB stating my RHB Signature Card is approved.
Today I received the Card at home

Submission date : 21 June 2013 (at RHB Branch)
System application : 26 June 2013
Approved Date : 3 July 2013
Approval SMS : 4 July 2013
Card Delivery : 5 July 2013

Total Days : 10 Working Days

Just in time for my overseas trip....

Nice! unlimited 5% cashback at your disposal

Yesterday evening, I received the SMS from RHB stating my RHB Signature Card is approved.
Today I received the Card at home

Submission date : 21 June 2013 (at RHB Branch)
System application : 26 June 2013
Approved Date : 3 July 2013
Approval SMS : 4 July 2013
Card Delivery : 5 July 2013

Total Days : 10 Working Days

Just in time for my overseas trip....

congrat ronnie. anyway does hlb give high limit?

The RHB Signature Card has a matte surface + red border.
My card number ends with "8" which is excellent !!

I have called the CS to change statement date.

Is a nice card but benefit wise..except for the promo 5% that I will be using, I think I will cancel this card once promo end.

Their RHB Now registration field has no simple check
Secret Word field can fit more than 10 chracters
BUT error says "Your Secret Phrase Length cannot more than 10 Character.(1120014104)"

I notice that RHB post their foreign transactions quicker than Maybank

You can see it posted on the next working day.....

Their online statement doesn't state the Foreign Currency, unlike M2U

SGD to RM Forex

From http://corporate.visa.com/pd/consumer_services/consumer_ex_results.jsp : 1 Singapore Dollar = 2.498173 Malaysian Ringgit
My posted amount yield average "1 Singapore Dollar = 2.55 Malaysian Ringgit"

Admin Fee = Approx 2.4% !!!!!

I notice that RHB post their foreign transactions quicker than Maybank

You can see it posted on the next working day.....

Their online statement doesn't state the Foreign Currency, unlike M2U

SGD to RM Forex

From http://corporate.visa.com/pd/consumer_services/consumer_ex_results.jsp : 1 Singapore Dollar = 2.498173 Malaysian Ringgit
My posted amount yield average "1 Singapore Dollar = 2.55 Malaysian Ringgit"

Admin Fee = Approx 2.4% !!!!!

Why are you surprised? We all know that MBB Visa and MasterCard has the lowest conversion fee and other card are higher by close to 1% or more.

Back in 2011, at My Credit Cards blog, I published an article http://creditcardsmalaysia.blogspot.com/2011/03/overseas-transaction-what-credit-card.html and I have showed that RHB, Alliance and UOB all are higher than MBB for overseas transactions.

But with the 5% cash back with RHB VS for overseas transactions, it is still better than any card in the market until end of this year.

applied....

dont know can approve or not

haha....holding 5 different bank cc now

applied....

dont know can approve or not

haha....holding 5 different bank cc now

I hold more than 10 CCs and still get approved

No worries.
RHB Card doesn't charge their GST as soon as the card is approved (so it seems)

RHB did a courtesy call 3 days after I've received the card.... strange but good service.
My delivery package mentioned "EXTREMELY URGENT DELIVERY"

I hold more than 10 CCs and still get approved

No worries.
RHB Card doesn't charge their GST as soon as the card is approved (so it seems)

RHB did a courtesy call 3 days after I've received the card.... strange but good service.
My delivery package mentioned "EXTREMELY URGENT DELIVERY"

I've also called RHB to confirm my card application can participate in their 6-month 0% Finance Charges (need topay the minimum 5% each month)
This is similar like CIMB BT 6-month 0% program w/o the waiting time of BT processing

6-month no interest means the statement balance for next 6 months with a limit ?max RM3000 we need only pay the minimum and no finance charges?

KInd of similar to the MBF Free Credit for RM3000 for 3 years which i enjoyed since Sep 2011. The max allowed for MBF is RM3000, ie interest free as long as you pay the minimum amount and make sure the balance always not more than RM3000. ie if pay min and balance owed is above RM3k then i kena finance charges for whatever above 3k.

I've also called RHB to confirm my card application can participate in their 6-month 0% Finance Charges (need topay the minimum 5% each month)
This is similar like CIMB BT 6-month 0% program w/o the waiting time of BT processing

So just pay the min 5% for the 6 months and at the end of the period, pay all lump sum = 0 penalty?

Yeah, can be a trap. Just keep the $ roll in 1 month eFD

Programme is open to all eligible Cardmembers (Principal card only) with Cards approved from
15 May 2013 until 17 August 2013, both dates inclusive (“the Programme Period”).

I cancel out this section in my application form. Maybe I will need to write in to get a black and white confirmation.

7. The Cardmember must indicate at the RHB Generic Credit Card Application Form to opt for either one only of the following programmes:-
(i) 0% Balance Transfer for 6 months Programme OR
(ii) 0% Finance Charges on retail transactions for 6 months Programme

Also, clause 10 seems vague:
10. This Programme is not applicable in conjunction with any RHB’s ongoing promotions unless otherwise stated.

Need to check whether transactions are under the 5% cash back promo catogery is it still eligible or not.

sh*t.. i also cancelled off that section because i thought if we accept that 0% finance we no longer entitled for the Cash Back promo.

Must call the CS and ask them if we can get both together.

sh*t.. i also cancelled off that section because i thought if we accept that 0% finance we no longer entitled for the Cash Back promo.

Must call the CS and ask them if we can get both together.

I've received my GST RM50 charged about 1 week after card approval date.

Latest reply from Customer Service:

Rebates will be creditted at the End of Statement Date.

Have you tried making online purchase?

My concern is on bill payment. I will make a small payment to TNB to check its eligibility. If my card is approved that is, they are too slow!

which method to pay TNB ?

Their online banking system cannot pay bills?

Yes... supports a number of payees on RHBNow portal.
Does that count as Online Transactions ?

The list looks extensive. Hope it allows payment using CC. Some of the merchants can only be paid from CASA if using CIMB.

1 thing i like also is their customer service line, no advertising\robot talking & etc..straight to human and fast lol

With regard to your message, please be advised any online purchases via RHB Signature Card entitle for 1% cash back. Transaction /purchases / booking at merchants website consider as online purchases and bill payment via RHBNow portal/ iPay88 Payment Gateway (Groupon voucher) not consider as online purchases .

Alright, so the 1st catogery will be getting 5% during the campaign period. All bill payments still go to OCBC ti.
Thanks

ronnie

Did you receive any call from RHB officer to verify your particulars before your successful application?

ronnie

Did you receive any call from RHB officer to verify your particulars before your successful application?

Nope.... I receive a call after I receive and activated my card

Hmm, it's not on the 1st of July either right

I don't understand one thing. I inquire further on the T&C for the 5% cash back, and I was informed that after 31 Dec 2013, the percentage will be back to the one that stated in the terms and condition:

http://www.rhb.com.my/cards/credit-card/pdfs/terms-signature-card.pdf

And I found these clause:
But as pointed at post #2 and from website, for other transactions catogery, Cash Back is capped at RM200 per month, per customer (excludes Petrol, Government, Cash Advance & Charity transactions). So one contradiction there.
Also, may I know where do you get the info about 'RM50 Cashback for 1st swipe within 45 days' from? It would be strange to have them giving us double cashback promo?

From the RM150 campaign T&C, clause 6:

^ alright thank you for the info. I am still waiting for the decision of my application

Received my card in exactly 3 weeks

They cramp so many info on the front side.

I set a limit for my Supp card, but at the online banking system, it shows that it is sharing the same CL as the principal card. Is this normal?

Received my card in exactly 3 weeks

They cramp so many info on the front side.

I set a limit for my Supp card, but at the online banking system, it shows that it is sharing the same CL as the principal card. Is this normal?

received my RHB visa Signature today. Applied 4.7.13 at Branch.

I remember reading here the VS entitled to promo RM150 CB on swiping min RM100.

I called the number behind VS card, CS said NO!, this RHB VS is not included in that RM150 CB promotion. True or not??? I wonder if she knows her fact.......Have any of you called to confirm that?

Then i asked her about the 4x PPL access, she said until Dec 31st 2013 i can access 4x FOC. Then from Jan 2014 till Jul 2014 i get another 4x lounge access. THis means there is total 8X access for a year for the RHB VS card???

That CS really made me confused............sigh.....

Alright, so the 1st catogery will be getting 5% during the campaign period. All bill payments still go to OCBC ti.
Thanks

Sorry i dont quite get it.. What is the 1st category that can earn us unlimited 5%??

The reply pasted by ronnie is equally puzzling. online purchases not considered as online transactions ?? only 1% rebate not 5% till 31.12.13?

ronnie can you please clarify? i understand you are waiting for them to credit the unlimited 5% rebate - what online transactions entitled to that 5%?

received my RHB visa Signature today. Applied 4.7.13 at Branch.

I remember reading here the VS entitled to promo RM150 CB on swiping min RM100.

I called the number behind VS card, CS said NO!, this RHB VS is not included in that RM150 CB promotion. True or not??? I wonder if she knows her fact.......Have any of you called to confirm that?

Then i asked her about the 4x PPL access, she said until Dec 31st 2013 i can access 4x FOC. Then from Jan 2014 till Jul 2014 i get another 4x lounge access. THis means there is total 8X access for a year for the RHB VS card???

That CS really made me confused............sigh.....

To get the New-To-Bank RM150 cashback, must the FIRST Swipe >RM100 or as long as one swipe >RM100, within 45 days ???

Upon first swipe of minimum RM100 within 45 days from card opened date

True, I actually have to read the clause several times and still feel it can go either way.

Anyway, just to check, online booking made through 3rd party (hotelclub) using MYR as currency should be eligible for the 5% cash back right.

True, I actually have to read the clause several times and still feel it can go either way.

Anyway, just to check, online booking made through 3rd party (hotelclub) using MYR as currency should be eligible for the 5% cash back right.

Try it and report back when your card is approved.

WHich website can we use to do online RHB VS transactions to pay bills eg Telekom, TNB etc?

I thought this can be done at RHB online portal? Refer to several pages back for the list, provided by Ronnie. I have not tried it yet.

Hehe yeah, guy3288 use OCBC ti for the 5% utility rebate, or maybe you can try and update us.

p/s the three muskeeters

thanks for the info,

so which is considered as online transactions to entitle for the 1% or 5% CB.......

The T&C says "all online transactions".. by right RHB should honour all bill payments made online eg:

1) using UOB Payonline website, can use RHB card to pay bills, insurance etc. Is RHB going to honour the 5% CB for that?

2)Similarly using RHB card to pay bills via MB2U website isn't that online transactions ?

Hehe yeah, guy3288 use OCBC ti for the 5% utility rebate, or maybe you can try and update us.

p/s the three muskeeters

The RM150 CB is applicable. Confirmed by CS through email, and posted at RHB facebook.

The 4x access is according to calender year, not your statement cycle.

Meaning???

? i received the card in July13, my quoata 4x access will expire in Dec 2013? and not lasting for 1 whole YEAR? till my card anniversary date ie July 2014?

Imagine if someone else received the card on 25.12.2013,that means he only have 5 days to use his free accesss to airport lounges??
Then the rest of the 360 days he got no more benefit to lounge....sigh..

Latest RHB Card Promotions:

5% CB max RM100/month till 30.9.2013 -departmental and grocery spend at 5 stores, Aeon, Parkson, Metro etc nationwide.

Just nice for newly arrived RHB VS signature. Must register by SMS first.

Called CS today asking about my 0% Finance facility - he is at a total loss- said currently still no such facility yet????

Really hopeless CS. Email them already, awaiting for their reply.

Called CS today asking about my 0% Finance facility - he is at a total loss- said currently still no such facility yet????
Really hopeless CS. Email them already, awaiting for their reply.

My Overseas Cash-back is in !!!!
Creditted on Statement End Date (original date before I changed it)

AND the amount is not updated as "Payment" to Outstanding Balance

Alright, so it is at the end of the statement date.

By the way, paper statement or e-statement?

Alright, so it is at the end of the statement date.

By the way, paper statement or e-statement?

RHB has special plan to convert purchases to 0% for 3 months

Saw in my paper statement.

Step 1 : Call us at 03-92068118 three(3) days after your purchase(s)
Step 2 : Identify purchase(s) to be converted by referring to sales draft or monthly credit card statement
Step 3 : Choose from flexible pre-determined repayment plans of 3/6/12/24 months

Available Plans: 3 mths @ 0% / 6 mths @ 2.5% / 12 mths @ 4.5% / 24 mths @ 11%

Promotion Period: Valid until 30 September 2013
Maximum amount : RM30,000.00

this card looks attractive on the CB, till end of this year.

Ronnie, may i ask which application method you used? walk-in to branch?

this card looks attractive on the CB, till end of this year.

Ronnie, may i ask which application method you used? walk-in to branch?

Walk-in to branch....

you got your EFP statement printed out on the spot? thanks.

i'm wondering how long will it take if i were to apply the card in Ipoh.
i notice Ronnie's application take about 2 weeks.. which i think is quite fast.

thanks for sharing.

I printed my own EPF statement from KWSP website + fill-up the printed ApplicationPDF form. + IC photocopy.
I asked for urgent processing as I needed for my travels, Human Nature card application took longer (normal procedure)

Duh...too much info to read.
matapedih.jpg

Izit better value than BnkRkyat CC's
Coz i'm waiting my applications...4days counting

Juz wanna have one. no intend to shop2 here n there

2 weeks....approved

card on the way....

travel money card....izzit good?

let' see how is my app going.

23 July: submitted app form at Branch.
26 July: received at KL HQ for processing.
30july: bank officer called to inform card approval. Double-chk with Ivr , yes, it s approved.
??? When to receive card?
... to be continued

I got a disturbing news from colleague/friend. She applied a credit card from RHB roadshow booth in my company.

She received the card but didn't activate the card for usage. Somehow, a statement mailed to her house and slapped with RM 50 GST.

She called to RHB CS and said that the card has been activated. The CS also said the possibility of activation could come from the agent itself by just supplying the applicant IC number.

I found out that this is so not safe practice. I asked her to demand the CS to cancel the card and not to pay for the GST. If RHB doesn't want to do, I also asked her to file a complaint to BNM.

Guys, please be careful. Luckily I insisted that both of my RHB cards to be cancelled.

I got a disturbing news from colleague/friend. She applied a credit card from RHB roadshow booth in my company.

She received the card but didn't activate the card for usage. Somehow, a statement mailed to her house and slapped with RM 50 GST.

She called to RHB CS and said that the card has been activated. The CS also said the possibility of activation could come from the agent itself by just supplying the applicant IC number.

I found out that this is so not safe practice. I asked her to demand the CS to cancel the card and not to pay for the GST. If RHB doesn't want to do, I also asked her to file a complaint to BNM.

Guys, please be careful. Luckily I insisted that both of my RHB cards to be cancelled.

Some banks will charge the GST once the card is issued. In this case, need to check what is the practice by RHB or what is the guideline by BNM. Personally, I always consider that GST will be charged, regardless whether it is activated or not.

The major concern here is actually on the card activation, and this certainly need to be investigated as it amounts to fraud. I would strongly pursue this issue and direct go to BNM.

add: The card activation procedure for RHB is the most lengthy compared to most of my other cards by the way.

i've actually called to RHB and enquired that as long as the card is not activated there will not be GST charged.
This is due to i actually apply for one card but i receive 2cards - bladdy unethical agent

....i was advise to keep since there will be no GST charge if the card is not activated.
now i start to get worried about another card which i did not apply....have to cancel it asap

How the agent able to activate the card...you'll required the expiry date of the card

RHB Visa Signature 5% cashback is calender month or statement month ya?

for the visa signature card, u ll need 7-14 freaking WORKING DAYS to process...so much so for a card that claimed itself to be the most suitable for frequent flyers

Anyone of you set the SMS alert yet? I set it by calling CS but it is not working

I called and they said cannot change wor.... you change to which value ? RM1 ?

i tried to search thru this thread and could not find the RM150 cash back campaign info.

so, here it goes.
http://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign/#.UfYGU3fheSp

i forgot to include source code and programe code in my application form.. so how?
[attachmentid=3558921]

i tried to search thru this thread and could not find the RM150 cash back campaign info.

so, here it goes.
http://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign/#.UfYGU3fheSp

i forgot to include source code and programe code in my application form.. so how?
[attachmentid=3558921]

i tried to search thru this thread and could not find the RM150 cash back campaign info.

so, here it goes.
http://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign/#.UfYGU3fheSp

i forgot to include source code and programe code in my application form.. so how?

i tried to email RHB at

customer.service@rhbgroup.com
customer.service@rhbgroup.com.my

both email address failed with bounced back mail.Delivery Status Notification (Failure)‏.

@ronnie , which email address did you use?

i tried to email RHB at

customer.service@rhbgroup.com
customer.service@rhbgroup.com.my

both email address failed with bounced back mail.Delivery Status Notification (Failure)‏.

@ronnie , which email address did you use?

customer.service@rhbgroup.com is the correct email... You will get a Auto-Acknowledgement Email after you send your query to that email

customer.service@rhbgroup.com is the correct email... You will get a Auto-Acknowledgement Email after you send your query to that email

It is not in the Terms and Conditions. Quite tricky on the bank's side.

If I am not mistaken, this is the new FAQ document. The previous one does not even mention Signature Card. Can ronnie confirm this?

......

Just paid my first RHB Visa Signature Bill ...... using 5% only

so you are exercising the 0% financial charges for 6 months?
may i ask if it's the same like what CIMB had 3 years back , whereby you only have to pay 5% for first 5 months, and settle everything before end of the 6th month?

I don't know about CIMB, but the T&C does mean that

I do remember similar 0% Finance Charges for OCBC Titanium MasterCard when they "re-launch" as the first 5% cash-back CC.

thanks for your feedback.
if i remember correctly, there is a "catch" in the previous OCBC 0% installment program... where OCBC set the payment hierachy. The highest priority is the monthly retail trans , then followed by the installment and so on.

pls check with the bank if you think you need to clarify... otherwise just ignore my message.

have a nice day!

Please be informed that we would not be able to offer 0% Finance Charge because fulfillment for the batch has been performed.

Upon checking we noticed you are entitled for the said cash back.

This morning bank officer called me to inform me that my card is approved.
it only took 5 working days from the day i submitted at local RHB branch till card approval.

may i ask
1) is the card sent via courier or just normal mail?
2) can we see the CC transaction via RHB online?
3) how long does it take for the 5% overseas transction rebate to be credited into the CC account?
4. how to get RM50 GST waived?

thank you.
p/s:I emailed to RHB yesterday evening asking about RM150 rebate... no reply up to now.

This morning bank officer called me to inform me that my card is approved.
it only took 5 working days from the day i submitted at local RHB branch till card approval.

may i ask
1) is the card sent via courier or just normal mail?
2) can we see the CC transaction via RHB online?
3) how long does it take for the 5% overseas transction rebate to be credited into the CC account?
4. how to get RM50 GST waived?

thank you.
p/s:I emailed to RHB yesterday evening asking about RM150 rebate... no reply up to now.

1) courier
2) yes
3) statement due date
4) didn't ask.

p/s i emailed them last night and got the reply this evening

No SMS received
No card received
IVR CC check says APPROVED
Call into RHB Signature line 03-92061111 says "under process"

And I need the card this weekend !!!!!

yeah, just waiting for the SMS. maybe my card is not approved at the end le. who knows.

I've received my GST RM50 charged about 1 week after card approval date.

Latest reply from Customer Service:

If that's the case, my GST would be paid by my 5% UNLIMITED rebate already

yeah, just waiting for the SMS. maybe my card is not approved at the end le. who knows.
Ronnie , may i ask you how to get the rebate for GST MR50?

There's no RM50 GST offset given yet... I was merely mentioning the 5% unlimited cash-back (until 31-Dec-2013) earned already can cover the RM50 GST

Any one got their 5% cash-back overseas transaction yet?

Any one got their 5% cash-back overseas transaction yet? TS...ronnie?....

Yes... receive mine on Statement Date .... Just check what's your statement date or better yet, sign up for RHB Online to check

Statement date or Statement end date (due date)?

Statement Date = the date your statement is generated.
No such term as Statement End Date = Statement Date.
Due Date = 20 days after Statement Date

Why don't you guys applied thru the RHB Instant card Branches for the rm150 CB promo?

How troublesome are Paypal transactions?.... example: Each transaction requiring calling up CS...

PayPal transactions is not considered as ONLINE transactions (according to the CS)

I've read through all the comments from page 1 to this page, still confuse with 'ONLINE TRANSACTION'.

1. Anything pay via RHB online banking not consider as online transaction. Except pay at merchant website.
2. iPay88, paypal and Groupon not classify as online transaction. What about ebay?

I'm planning to apply this card today.

I've read through all the comments from page 1 to this page, still confuse with 'ONLINE TRANSACTION'.

1. Anything pay via RHB online banking not consider as online transaction. Except pay at merchant website.
2. iPay88, paypal and Groupon not classify as online transaction. What about ebay?

I'm planning to apply this card today.

By right anything using a foreign currency should be considered as Overseas transaction

Call the helpline and found that, RM150 is not applicable for those who apply instant card (i.e. 10min approval). instant card only applicable to RM188.00 promotion which has already finiished (first X number of customer).

Call the helpline and found that, RM150 is not applicable for those who apply instant card (i.e. 10min approval). instant card only applicable to RM188.00 promotion which has already finiished (first X number of customer).

Forgive me if I am wrong but was going through the RHB Visa Signature Unlimited 5% Online promotion - the 5% rebate for online and overseas is unlimited based on my understanding. Only the 0.5% rebate for normal transactions is limited to RM200 per month.

Enjoy Unlimited 5% Cash Back on all Online and Overseas spend, valid till 31 December 2013.
All other spend will enjoy 0.5% Cash Back*
*Cash Back is capped at RM200 per month, per customer (excludes Petrol, Government, Cash Advance & Charity transactions)

Notice that the * is for the 0.5% Cash back and the 5% is unlimited.

Also in the terms and condition
Subject to the terms stated herein, the Cardmembers shall
be eligible for Cash Back rewards pursuant to the following
terms and conditions:-
3.1 One per centum (1%) Cash Back is awarded to the
Cardmembers as an Award for the following:
3.1.1 For Overseas purchases.
3.1.2 For Online shopping or e-Commerce purchases.
3.2 Half per centum (0.5%) Cash Back is awarded to
Cardmembers as an Award for any purchases (other
than Overseas and e-Commerce purchases).
3.3 Subject to Clause 3.2, both Principal and Supplementary
Cardmember’s Cash Back will be accumulated to a maximum
limit of two hundred Ringgit Malaysia (RM200) for each
Principal Card account for each month.

Notice also that Clause 3.3 is only pursuant to Clause 3.2, not Clause 3.1

See the main site here
http://www.rhb.com.my/whats_new/cards/unlimited-5-percent-cash-back-with-RHB-Signature-Credit-Card/#.UfteLpIwe2Y
and read the FAQ and terms and condition

Forgive me if I am wrong but was going through the RHB Visa Signature Unlimited 5% Online promotion - the 5% rebate for online and overseas is unlimited based on my understanding. Only the 0.5% rebate for normal transactions is limited to RM200 per month.

Sorry but I dont get you. Your point is?

I was under the impression the 5% rebate is limited to RM200 per month. Based on the t&c it look like the online & overseas 5% rebate is unlimited!

anything know how this work?

http://www.rhb.com.my/Whats_New/cards/up-to-10-percent-cash-back-on-petrol/

my concern its
* Cash Back is based on 20% of total monthly retail spend. Maximum Cash Back is RM60 per month.

pls read the FAQ

seem i can get maximum rm110 per month ????

I applied the RHB Signature Card but was told that it doesn't entitled for the rm150 CB (closing date 17Aug2013), True or not?

It is entitled:
http://www.rhb.com.my/Whats_New/cards/RM150-cash-back-campaign/RM150-Cash-Back-Campaign-Terms-And-Conditions.pdf

Thanks, feel better now, just hope that it is on time cos it is 8 more working days b4 17/8/13.

I received another card from rhb last Thursday..a rhb Islamic plat which I did not apply for. Damn direct sales apply 2 card for me and called up to file a complain but end up being convinced by the vs to keep the card and use rm100 to entitle for rm150 cash back. She said both conventional and Islamic card is entitle for rm150 even we hold both card..

Ask the CS for black and white.

If its CS and not the sales team... they should have call recording. Any dispute in future you can ask them to refer back to your phone call

Just Sharing,
Surprising, Received an "Exclusive Invitation" by RHB on A Free 60 - Minute Health Management by the the Golden Horses Health Sanctuary at the Vistana Hotel, Penang from 24-25 August 2013.

As a Privilege RHB Cardmember, You will receive these Gifts upon Completion of the Preview:-
* Complimentary Buffet Dinner for 2 Persons at Carousel International Coffeehouse, Palace of the Golden Horses
* Complimentary TCM Foot Bath Gift Pack, Worth RM 250++
*Complimentary 1 Night Stay* in Deluxe Room at Palace Palace of the Golden Horses; If You attend the 60 minute Health Preview with Your Spouse, Worth RM 780++

Although, I have Cut all My RHB Cards 3 Months ago...

hello friends,

this RHB Visa Signature unlimited 5% CB for online bill payments eg Telekom, TNB etc....

Has anyone managed to do the online bill payment and rewarded with the 5% CB so far?

Ronnie , did you manage to get it?

hello friends,

this RHB Visa Signature unlimited 5% CB for online bill payments eg Telekom, TNB etc....

Has anyone managed to do the online bill payment and rewarded with the 5% CB so far?

Ronnie , did you manage to get it?

i just tested RM100 with TNB Bill paid via "uob payonline". if can get 5% there will be great........

PS:Ronnie any idea on restriction from MOD here for new PBB cc thread? I posted one on PBB and cant find it.

Which Insurance policy can charged via Online ?

Hi Ronnie, did u manage to use RHB CC to pay insurance online to get the 5% rebate?
I just got sms saying my Sig CC just approved....

Reply from RHB email:
"With regard to your message, regret to inform that bank unable to disclose the reason why your credit card application is unsuccessful....."

Anything that i can do?

Reply from RHB email:
"With regard to your message, regret to inform that bank unable to disclose the reason why your credit card application is unsuccessful....."

Anything that i can do?

THis RHB VS card cash back - i got only RM0.63. Dont know how they calculate, i thought minimum is 0.5%.

I look at online summary and found this:

31.7.2013 CB RM0.63 CREDIT.
I have made 4 transactions prior to that.

1)21.7.13 RM127.00
2)27.7.13 RM63.55
3)28.7.13 online FF tickets RM118.95
4)28.7.13 online FF ticket RM123.95

Shouldn't the online firefly tickets attract 5% CB?? I plan to call CS Monday.

Maybe you can check your CCRIS and appeal

ok.
another option would be just 'forget about it'. tks anyway.

THis RHB VS card cash back - i got only RM0.63. Dont know how they calculate, i thought minimum is 0.5%.

I look at online summary and found this:

31.7.2013 CB RM0.63 CREDIT.
I have made 4 transactions prior to that.

1)21.7.13 RM127.00
2)27.7.13 RM63.55
3)28.7.13 online FF tickets RM118.95
4)28.7.13 online FF ticket RM123.95

Shouldn't the online firefly tickets attract 5% CB?? I plan to call CS Monday.

Seems like RHB signature is a very good card to get due to the 5% cash back until end of 2013. I want to thank Ronnie and human nature for your info.

Please take note rm150 cash back only applicable too cards approved by RHB by 17 August 2013. Take note!

Quick question: do you earn points with the signature card?

Has transaction (2), (3), (4) been posted before 31 July ?
0.5% of RM127 transaction = RM0.63 cash back (0.5%)

Definitely MUST CALL their CS and report back here, ok ?

i see .......so they only counted my RM127 transaction? 0.5% there seems correct....

I think you are right because my statement date is 26.7.13 and payment due is only for that RM127. BUt when i checked the online summary all the other transactions are actually posted already before 31.7.2013.

Did you change your Statement Date to 26th of every month? As I know the Rebates are given at the Statement Date.

Any idea when can i get the GST RM50 or the CB RM150?

My application for RHB Signature was rejected eventhough met their criteria (suspect it is becos of BT reflected in CCRIS).

BT amount too high perhaps... I also have some BT (CIMB & SCB) when I applied for RHB Visa Signature

Looks like I am following your foot step in getting cards except this RHB CC. Next on my list is HLB Wise, Watami and CIMB CB Platinum. Good work Ronnie.

Hi guys, I applied for RHB signature card on 1st Aug, but until now status is still under processing, normally how long they need to approve an application? Just worried I'm unable to catch 17th Aug RM150 cash back promo.

i have successfully set my SMS trigger limit to RM1

Just an email to them ?

They ignored my request. This is after intervention from Bank Negara.

How does one get Bank Negara to intervene? Share with us please do.

First of all, give the bank some chance to take necessary actions.
If the bank fail or refuse to act upon it, then only send an email to Bank Negara.

bnmtelelink@bnm.gov.my

if a bank rejected a CC application and refused to give any reason for rejection....do you think Bank Negara can help ?

Hi, guys...could you kindly help me confirm if payment for things such as airline tickets/hotel bookings online are considered as online transactions?

Hi, guys...could you kindly help me confirm if payment for things such as airline tickets/hotel bookings online are considered as online transactions?

Very Disappointed with RHB !!!!
Now, I get hands on experience with "Frustration w RHB CC" as per the subject of this Thread.
18/7/13 Applied RHB Signature thru RHB Branch
Told the officer I wanted to do BT and get the rm150 rebate under the their new promo, so submitted all docs required. Was to to submit the BT forms and BT docs later.
1/8/13 Card got approved.

5/8/13 Received the card

16/8/13 Called RHB cc to enquire how to do the 6mths 0% BT
This is when "hell" start

Was told that I am supposed to submit my all my BT forms and Docs when "applying" the new CC.
My question is,
If their application will take 7-14 working days to be approved,
Thereafter will take another 7-14 working days to process the BT.
This will way overshoot the 20 days interest free period given.
Their processing time just doesn't make sense, how to work???
Their answer is its already in the "Terms and Condition"

So, I told the CS if no BT, then pls cancel the card since thats the main reason i applied the card, the CS told me, to cancel the card need 7-14 working days, their CS in charge will call me for that.

There you go, the most "efficient" bank In M'sia, maybe in Southeast Asia !!!

Very Disappointed with RHB !!!!
Now, I get hands on experience with "Frustration w RHB CC" as per the subject of this Thread.
18/7/13 Applied RHB Signature thru RHB Branch
Told the officer I wanted to do BT and get the rm150 rebate under the their new promo, so submitted all docs required. Was to to submit the BT forms and BT docs later.
1/8/13 Card got approved.

5/8/13 Received the card

16/8/13 Called RHB cc to enquire how to do the 6mths 0% BT
This is when "hell" start

Was told that I am supposed to submit my all my BT forms and Docs when "applying" the new CC.
My question is,
If their application will take 7-14 working days to be approved,
Thereafter will take another 7-14 working days to process the BT.
This will way overshoot the 20 days interest free period given.
Their processing time just doesn't make sense, how to work???
Their answer is its already in the "Terms and Condition"

So, I told the CS if no BT, then pls cancel the card since thats the main reason i applied the card, the CS told me, to cancel the card need 7-14 working days, their CS in charge will call me for that.

There you go, the most "efficient" bank In M'sia, maybe in Southeast Asia !!!

They never call me till now since i cancelled the card, i believe more than 2weeks already.

Questions
- In order to apply for BT, you'll need to activate the card right?
That a valid point, which is wat i've argued..., they gave me the BT form anyway today and told me I can apply for the 6mths 0% BT but subject to approval(as usual)

-Once activate you'll be charged RM50 for the GST
I've activated my card, but yet to register online banking, so dun know if i've been charged.

-So once you cancelled the card you'll still need to pay RM50? [since GST is non waivable by banks]

Got 5% for online hotel booking

18/08/201319/08/2013CASH REBATE 15.54

Got 5% for online hotel booking

18/08/201319/08/2013CASH REBATE 15.54

Which hotel booking website ??

Forget to mention, it's HotelClub. Booked in ringgit. Slightly lower rate than Maybank Agoda's rate, and now get 5% cash rebate somemore

That's interesting to know.... can you check the MCC code from CS

My application has approved. Now waiting my card to arrive.

Applied date: 1st Aug
Approved date: 21st Aug
No of working day to process: 13 days... (missed the rm150 cash back promo)

My 2nd statement states : Current Retail Interest is 0.00%

yet, I'm still charged interest of 84 sen

I believe this is because I should have paid RM50 (GST) + 5% of the balance owed.... I paid 5% on that statement. Very sly (just like UOB)

And the Cash-back Rebate received is not considered as Payment, but used to offset the next statement.

curious on why the above Interest Charge is not shown under Online Transsaction History

My 2nd statement states : Current Retail Interest is 0.00%

yet, I'm still charged interest of 84 sen

I believe this is because I should have paid RM50 (GST) + 5% of the balance owed.... I paid 5% on that statement. Very sly (just like UOB)

And the Cash-back Rebate received is not considered as Payment, but used to offset the next statement.

curious on why the above Interest Charge is not shown under Online Transsaction History

i am still waiting for my 2nd statement 26.8.13 to see if there is 5% rebate for online flight ticketings.

As usual any credit issued AFTER statement date even though before payment due date, cannot be used to offset statement balance.

I also receive a call from RHB saying i can have the 6months 0% Finance but i am waiting for a black and white confirmation.

Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?

Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?

Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?

Hmm, for RHB EVO, got any discounts for petrol?

Just received the card after applying at 1U road fair.

Not planning to use.

Does air fare (online booking) eligible for 5% cash back?

hello all,
just apply the RHB travel money but i now feel like dont want that card already.
since the card not yet approved, can i straight away reject when the bank call me for confirmation?
thanks.

Just to add : Purchases on Living Social (iPay88) given 5% cash back

Just to add : Purchases on Living Social (iPay88) given 5% cash back

Just to add : Purchases on Living Social (iPay88) given 5% cash back

Can I assume all payments for Groupon, LivingSocial and etc. should get us 5%?

Don't assume.... cos the CS told me otherwise

Yeah, best not to assume. Try it and share

I did make a Groupon purchase recently but it'll only reflect in the next statement, their transaction is listed as GROUPON instead of Ipay88.

Just received the card after applying at 1U road fair.

Not planning to use.